An entrepreneur considering the benefits of a Unsecured Loan.

Unsecured Loans

Flexible terms, competitive rates, quick credit decision*

An unsecured personal loan from Amerant gives you the flexibility to use your funds how you want with flexible repayments terms.
  • Florida residents only
  • Minimum loan amount = $1,000 | Maximum loan amount = $50,0001
  • Minimum loan term = 12 months | Maximum loan term = 60 months
  • Applicants must have an Amerant Bank personal checking, savings or money market account prior to closing.
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    Benefits of an Unsecured Loan

    Cover expenses

    Pay for auto repairs, special events, or medical bills. Your funds can be used to help in a variety of ways.

    Finance Major Purchases

    When budgeting for major purchases or life change events, a personal loan can help in structuring your expenses.

    Consolidate Debt

    Our competitive interest rates can help your consolidate higher interest rate debts all into one monthly loan payment.

    Go Paperless

    Forget about paper statements and sign up for eNotifications whenever your statements are ready.

    Flexible

    With an Unsecured Loan you have the flexibility to use the funds for home improvements, medical expenses, education costs, and more.

    Build Credit

    Successfully repaying an Unsecured Loan can help you build or improve your credit history and credit score.

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    Home Equity

    Home Equity
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    Lines of Credit
    Secured Loans

    Secured Loans

    Your Questions about Unsecured Loans. Answered.

    Applicant must have an Amerant Bank personal checking, savings or money market account prior to closing.

    When applying for a loan, Amerant will check your credit report. A hard inquiry is reflected on your credit report and shows other financial organizations that you have applied for credit. It may have an impact on your credit score. A soft inquiry does not impact your credit score. It will only be seen by you if you request a copy of your credit report.

    Get started by contacting us via this form or you can apply for a loan at a branch

    Personal contact information

    • Social Security Number or Individual Tax Identification Number (ITIN)
    • Date of birth
    • Citizenship status
    • Email address
    • Primary telephone number
    • Permanent address

    Employment and income information

    • Employment Status
    • Work phone number
    • Employer name
    • Gross monthly income amount and source(s) of income (all sources you want considered for your loan)
    • Monthly mortgage or rent payment amount

    Personal Loan information

    • Loan purpose
    • Desired term (based on Amerant’s predefined terms)
    • Loan amount

    Minimum loan amount = $1,000 | Maximum loan amount = $50,000<br>
    Minimum loan term = 12 months | Maximum loan term = 60 months

    We typically provide a credit decision as early as same day.

    If the loan is approved, you will have access to the funds within one to three business days, as long as you have accepted the loan terms.

    Loan payments are due monthly.

    Yes! Our loans have no prepayment penalty. Paying off the loan early can reduce the overall interest paid over the term of the loan.

    • You can sign on to Amerant Bank online and set a one time payment or recurring payment.
    • You can setup automatic payments by logging into Amerant Online Banking
    • You can pay in person at your local Amerant Bank Branch
    • You can call to pay us by phone.
      • 1-855 AMERANT | 1(855) 263-7268

    To qualify for an unsecured personal loan from Amerant Bank, you must be a resident of Florida.

    Connect with a
    Bank Representative

    Looking for an Unsecured Loan? We’re here to help you grow.

    Steps to apply for an Unsecured Loan:

    1.Open an Amerant personal checking, savings or money market account prior to closing

    2. Gather Documentation (proof of income, identification, and other financial documents)

    3. Review loan terms and submit!

    * New credit accounts are subject to application, credit qualification, and income verification.

    USA PATRIOT Act

    To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

    Know Your Customer

    Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.