A couple embracing on a beach vacation enjoying getting more out of their Savings Account.

Savings Account

Earn interest on your savings with some of the most competitive rates in the industry.

Savings accounts allow you to earn with a competitive, tiered interest rate.1 Open an account online with just $50.
$5 monthly fee. Monthly fee will be waived when you maintain a $1 balance in your Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
For additional fees, please refer to our Schedule of Fees.2
$50
Open Now

Get More Out of your Savings Account

Easy to get started

Open an online account with just $50.

Earn Interest

Earn interest on your savings with some of the most competitive rates in the industry.

Peace of Mind

No-fee overdraft up to $100 with CoverMeTM. Plus, link other Amerant accounts with Overdraft Protection.

FDIC Insured

All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

Fraud protection

Zero liability for unauthorized Debit Card transactions. Easily secure your debit card with the Card Controls feature on the Mobile App: Turn your card on or off, set transaction limits, location controls, alerts, and more.

Explore More Ways to Save

Money Market

Money Market
Relationship Money Market

Relationship Money Market

Featured

Certificates of Deposit

Certificates of Deposit
Individual Retirement Accounts

Individual Retirement Accounts

24/7 Banking On-the-Go

Online Banking

Manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

The welcoming lobby interior of an Amerant Banking Center.

Opening a Savings Account

Only four steps to get started.

1
Step One

Select if you’re a new or existing customer or continuing an existing application.
2
Step Two

Enter your name, email, address, and phone number.
3
Step Three

Verify your identity with your SSN, date of birth, and employment information.
4
Step Four

Fund your account with at least $50.
Open Now

Your FAQs About Savings Accounts

A Savings account is an interest-earning account you can use to save money for future plans or goals.

A Savings account allows you to set aside money you don’t need right now. It may earn interest and can be used whenever you want for things like a vacation, a new car, or to cover unexpected expenses.

You can open your account online or visit a nearby banking center to open an account.

The $5 monthly fee can be avoided by maintaining a $1 balance in your Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.

Yes. Deposits up to $250,000 are FDIC insured.

1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2 For additional fees, please refer to our Schedule of Fees.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.