Advantages of an Amerant Mastercard Debit Card

The benefits and features of our debit cards are designed to meet your personal needs today and tomorrow.

Apply in Minutes

Open your account online (doesn’t apply to International Value Checking and International Interest Checking accounts).

ClickSWITCH®

Switch over your direct deposits and automatic payments from another bank in minutes.* with ClickSWITCH®

Fraud Protection

We’ll cover any unauthorized debit card transactions.

Pay Someone—Fast

Send and receive money quickly and securely with Zelle®

Overdraft Protection

No-fee overdraft up to $100 with CoverMeTM. Plus, link other Amerant accounts with Overdraft Protection.

Digital Wallet

Store your Amerant cards and make purchases conveniently with your smartphone or smartwatch.

Already have an account? You can update to a Rice Owls debit card by:

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Rice University Stadium at sunset.

Get an Amerant Bank Rice Owls Debit Card

Here’s how you can get your personalized Amerant Bank Rice Owls debit card:

1
Option One

Contact us to help you order your card.
2
Option Two

Or, visit us at a nearby branch.

Sammy the owl mascot in front of Rice University celebrating Amerant as the official bank of Rice University Athletics.

Unlocking the Power of Wisdom

Get ready to experience a winning combination of athletics and banking with Amerant Bank and Rice University Athletics! We’re working together on a great partnership with firm roots in Houston. Amerant is now the official bank of Rice University Athletics.

This collaboration means that we’ll be there with students, alumni, athletes, coaches, and fans in the community every step of the way, offering tailored banking solutions and personalized service. Together, we’ll champion the spirit of teamwork and achievement, empowering the Rice University community to reach new heights. Together, we’ll champion the spirit of teamwork and achievement, empowering the Rice University community to reach new heights.

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.