An international family enjoying the benefits of an Amerant Personal Savings account.

International Savings Account

Competitive interest, competitive earnings.

This account allows international customers to save money in the U.S. and earn on a tiered1 interest rate. Receive benefits including unlimited transactions, online and mobile banking, and fee-free transactions at all Amerant and partner branches and ATMs.*
$10 monthly maintenance fee.4Fee will be waived when you maintain a $2,500 balance 2,3 or a $10,000 combined monthly average balance in deposit or Amerant Investment accounts.4
For additional fees related to these accounts, please refer to our Schedule of Fees.2
$3,0006
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How an International Savings Account Benefits You

Low Opening Balance

Open a savings account with $3,000.

Earn on Competitive Interest Rates

Earn on a tiered1 interest rate.

Flexible Banking

Online banking and mobile access to deposit checks, earn tiered1 interest, manage transfers, setup e-notifications, e-statements, Zelle® and more. 

Fee-Free Transactions*

Free transactions at Amerant and partner branches and ATMs.*

Unlimited Transactions

Wire and deposit checks or cash, Bill Pay, eBill, and send wire transfers at no extra cost.

FDIC-Insured

Have peace of mind knowing your deposits are FDIC-insured up to $250,000.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

The welcoming lobby interior of an Amerant Banking Center.

Open an International Savings Account

Getting started is simple.

1
Option One

Visit a nearby branch to speak to a banking specialist.
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Your FAQs About International Savings Accounts

These interest-bearing accounts include favorable interest rates, a low minimum balance requirement, and quick access to your money via your ATM debit card.

There’s a $10 monthly fee. You can avoid the monthly fee by maintaining a $2,500 balance 2,3 or a $10,000 combined monthly average balance in deposit or Amerant Investment accounts.4

Yes, you can set up notifications through Amerant MobileSM and Online Banking.

We serve the South Florida and Tampa, FL area. Visit our locations page to find your nearest one.

Yes. Deposits up to $250,000 are FDIC-insured.

Yes we do! It is already available within the Amerant MobileSM app and the Amerant Online BankingSM platform. Learn how to enroll in Zelle®.

* Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. Surcharge-Free ATM transactions at Publix Presto! and Allpoint ATMs include cash withdrawals and balance inquiries. To find the closest ATM or Branch location, visit us online at amerantbank.com or allpointnetwork.com.

1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (E.g., checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2 For additional fees, please refer to our Schedule of Fees.

3 Average monthly balance is used to calculate monthly maintenance fee.

4 Investment products and services offered through Amerant Investments, Inc.: Not FDIC insured | Not bank guaranteed | May lose value | Not deposits | Not insured by governmental agencies | Member FINRA/SIPC, Registered Investment Advisor.

5 These charges will be applied when the account’s monthly average balance is less than the monthly average balance required.

6 Politically Exposed Persons (PEP) may be subject to a different fee structure. For Politically Exposed Persons (PEP) a minimum account opening balance of $10,000 is required and must be maintained as your average monthly balance in order to avoid monthly maintenance fees of $25 for International Savings and $50 for International Interest Checking.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.