For a full list of residential countries that cannot apply for this loan – SEE BELOW
An international family enjoying the benefits of an Amerant Personal Savings account.

International Secured Personal Loans

Borrow with International Secured personal loans starting at $10,000.

Before applying – You must have a CHECKING or SAVINGS account.


Consolidate high interest-rate balances and major purchases secured by your Certificate of Deposit (CD) with an International Secured loan. Loans start at $10,000 and go as high as 95% of your CD value. Terms range from 6 to 60 months, and the CD must be pledged for the full term.
Must have an Amerant Bank Checking or Savings account to apply. Certificate of Deposit used as collateral must remain pledged for the term of the loan.
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What International Secured Personal Loans Offer

Flexible Terms

Choose a 6- to 60-month term.

Easy Repayment

Convenient repayment structures.

Consolidate High Interest Rate Balances

Ideal for consolidating high interest rate balances and major purchases.

The welcoming lobby interior of an Amerant Banking Center.

Apply for a Loan

Here’s how to apply for International Secured loans:

1
Step One

Visit a nearby branch to speak to a banking specialist
2
Step Two

Or fill out the form and we will connect you with the right person.
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Your FAQs About International Secured Loans

Yes, an Amerant personal checking or savings account must be opened prior to closing

International Secured loans are ideal for consolidating high-interest rate balances and major purchases secured by a Certificate of Deposit.

The Certificate of Deposit used as collateral must remain pledged for the entire term of the loan.

You can apply in person at a branch, or by clicking the ‘Start Now’ button above.

Connect with a
Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

Steps to apply for a Secured Loan:

1.Open an Amerant personal checking or savings account prior to closing

2. Gather Documentation (proof of income, identification, and other financial documents)

3. Review loan terms and submit!

Before applying -You must have a CHECKING or SAVINGS account.

The Latest in International

From the Of Interest Blog

1 Customers with residency in the following international countries cannot apply: Afghanistan, Belarus, Cuba, Iran, Myanmar, North Korea, Russia, and Syria

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of Missing Foreign Tax Identifying Number. Form to be completed when customer does not provide a Foreign Tax Identifying Number in the W-8BEN form. Please follow the link to the FTIN Form.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.