An international customer withdraws money from their Value Checking account from an ATM.

International Value Checking

Unlimited transactions wherever you are, we’re there for you.

Designed specifically for international customers, this U.S. dollar-based checking account offers unlimited transactions including wire transfers and cash withdrawals; online and mobile banking benefits; and fee-free transactions at Amerant and partner ATMs worldwide.
$20 monthly maintenance fee.2Fee will be waived when you maintain a $5,000 balance6

For additional fees, refer to our Schedule of Fees.
$5,0006
Visit a Branch & Open Now

International Value Checking Benefits

Flexible Online Banking

Online banking and mobile access to deposit checks, manage transfers, setup e-notifications, e-statements, Zelle® and more. 

Benefits That Travel

Use Amerant and partner ATMs anywhere in the world without paying a fee.

Unlimited Transactions

Wire and deposit checks or cash, Bill Pay, eBill, and send wire transfers at no extra cost.

Mastercard Debit Card

Add Mastercard Debit Card to your digital wallet. Plus, no fee ATM access at all Amerant branches, Presto! (Publix), and Allpoint ATM locations.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

The welcoming lobby interior of an Amerant Banking Center.

Opening an International Value Checking Account

Apply in person. It’s that easy.

1
One Step

Visit a nearby branch to speak to a banking specialist

Questions on International Value Checking

There is no charge for incoming wires within Amerant Bank. There is a $12 charge for all other domestic and international wires. For additional fees, refer to our Schedule of Fees.

There is no charge for outgoing wires within Amerant Bank. There is a $35 charge for all other online domestic and international wires. For additional fees, refer to our Schedule of Fees.

In accordance with the U.S Internal Revenue Service-IRS regulations, the bank is obligated to withhold taxes on U.S interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer.

We serve the South Florida and Houston areas with a Loan Production office in Tampa, FL. Visit our locations page to find your nearest one.

Yes. Deposits up to $250,000 are FDIC-insured.

Each signer must fill out the following forms:
Follow these instructions and fill out the Substitute Form W-8BEN
The US Mailing Address explanation Form
Signers must also provide a copy of an unexpired government-issued ID.

You may send your W8-BEN to documentos@amerantbank.com

Yes we do! It is already available within the Amerant MobileSMapp and the Amerant Online BankingSM platform. Learn how to enroll in Zelle®.

2 For additional fees, please refer to our Schedule of Fees.

6 Minimum daily balance is used for International Value Checking.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.