A chef opens a new restaurant from benefits of Amerant's International Premium Money Market services.

International Business Money Market Premium2,4

Get higher return rates with International Business Money Market Premium.

The International Money Market Premium account offers a higher return on your investment thanks to a tiered interest rate.4 It also includes six withdrawals or transfers per statement cycle and 24/7 account access with online and mobile banking. Avoid the monthly maintenance fee by keeping an average $50,000 balance per statement cycle.
Maintenance fee:1 $100 per month applies for average monthly balance lower than $50,000.
Transaction fee: Account includes up to six withdrawals or transfers per statement cycle; $12 per transaction after that.2
Processing fee:3 $300.
$50,000
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Advantages with International Business Money Market Premium

Earn Interest

Build on your balance with a tiered interest rate.4

24/7 Banking

View account info, pay bills, set alerts, and more with online and mobile banking.

Avoid Maintenance Fees

Avoid fees by maintaining an average $50,000 balance per statement cycle.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

24/7 Banking On-the-Go

Online Banking

Access account info, manage transfers, and set up alerts with our secure online banking system.

Amerant MobileSM

View account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

FAQs About International Business Money Market Premium Accounts. Answered.

A $50,000 minimum opening balance is required to open an International Money Market Account with Amerant Bank.

Yes, with Amerant MobileSM view account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

With Amerant’s International Money Market Accounts, avoid the monthly maintenance fee by keeping an average $50,000 balance per statement cycle.

Premium Business Money Market accounts earn higher rates of interest on higher balances.

Yes. Deposits up to $250,000 are FDIC-insured.

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1 These charges apply when the average account balance is below the monthly required minimum.

2 You may make no more than six withdrawals, including overdraft protection, transfers, checks, drafts, debit cards, and other similar transactions from your account per statement cycle.

3 This one-time fee will apply once the new account is funded. For additional fees, please refer to our Schedule of Fees.

4 If you close your account before the end of the statement cycle, you will not receive the accrued interest.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.