An investor greets consultants to discuss an OOC Mortgage Loan with Amerant Bank.

Owner-Occupied Commercial Mortgage Loans

Buy, refinance, or improve your property with Owner-Occupied Commercial Mortgage Loans.

This term loan helps you buy, refinance, or improve your commercial real estate property with competitive variable or fixed rates, long-term financing, and up to 80% loan-to-value.
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How Owner-Occupied Commercial Mortgage Loans Help Achieve Your Goals

Add a Source of Income

Buy, refinance, or make improvements to owner-occupied commercial property.

Build Equity

Establish a track record in case you want to borrow money again in the future.

Long-Term Financing

Pay the money back within 30 years.

Loan-to-Value

Up to 80%.

Personal Attention

A banking specialist to help along the way, from application to funding and beyond.

Questions Regarding Owner-Occupied Commercial Mortgage Loans

Owner-Occupied Commercial Mortgage Loans build equity for potential borrowing needs in the future.

Amerant offers a unique tailored amortization schedule to meet your business’s cash flow.

Amortization schedules may result in monthly payments lower that are lower than monthly rent.

With an Owner Occupied Commercial Mortgage Loan, you can: turn a monthly cost into an investment, profit from real estate equity, enjoy special tax benefits on depreciation, and have the freedom to customize your workspace depending on your business needs!

Eligible properties include office spaces, warehouses, and retail spaces.

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.