A business owner opens their new shop with a Business Term Loan from Amerant Bank.

Business Term Loans

Structured business Term Loans with variable interest rates.

Amerant offers structured, small business and commercial Term Loans with financing for up to 10 years. Small business loans offer a fixed interest rate and can be used to pay for an expansion or fixed asset like equipment, land or a building. Commercial loans feature a variable or fixed interest rate and can be used toward an expansion or fixed asset. With Term Loans, you have more time to pay the money back and lower monthly payments.
Business/account holder must: Operate or be incorporated in Florida Have 660+ FICO score Have 24+ months in business Have $250,000 in annual revenue To apply, you’ll need to provide details about you and your business, and a bank connection or bank statements for the past three months.
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Flexible Term Loans With Funds In as Few as 3 Days

Competitive Interest Rates

Fixed or variable rate depending on the loan.

Easy Repayment Plans

Lower monthly payments and up to 10 years to pay the money back.

Finance Business Needs

Pay for an expansion, equipment, or fixed asset like land or a building.

The welcoming lobby interior of an Amerant Banking Center.

Capitalize on a Term Loan

How to use your Term Loan:

1
Capital Expenditures
2
Finance Equipment Needs
3
Finance Expansion
4
Finance Long-Term Needs with Small Monthly Payments
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More Business Financing Options

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Owner-Occupied Real Estate Loans

Owner-Occupied Real Estate Loans
Equipment Finance

Equipment Finance

Commercial Real Estate

Commercial Real Estate

Construction Loans

Construction Loans
Bridge Loans

Bridge Loans

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USA PATRIOT Act
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.