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A business owner uses Business Checking from Amerant on their laptop.

Business Interest Checking

Earn competitive interest with a Business Interest Checking account.

This interest-earning checking account is ideal for businesses with a high account balance and low number of transactions. Open an account with just $100, and get 20 free transactions per statement cycle, overdraft protection,5,6 surcharge-free ATM banking, and access to TreasuryConnectSM for Small Business, an online platform to pay bills and loans, initiate wires, and more, for just $5 a month.
$20 monthly service fee. Monthly service fee will be waived when you maintain an average balance of $5,000 per statement cycle.1
$100
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What You Get with Business Interest Checking

Low Opening Balance

Open an account with just $100.

Earn Interest

Earn with a competitive tiered interest rate.2,4

Overdraft Protection5,6

Protection through a Line of Credit or Saving or Money Market account.

TreasuryConnectSM for Small Business7

Online platform to initiate transfers, pay bills, and more for just $5/month.

Fee-Free Transactions

20 free transactions per statement cycle; $0.35 per transaction after that.1

Wire Transfers

$12 per incoming and $35 per outgoing domestic or international wire.

Save on Service Fees

Avoid fees by maintaining a $5,000 balance per statement cycle.1

Surcharge-Free ATM Banking

Available with ATMs at Amerant and partner locations.**

ACH Origination

$30 per statement cycle.

Remote Deposit

$35 per location.

Mastercard Business Debit Card

Get cash at 2 million+ ATMs worldwide.**

FDIC Insured

All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

Receive Payments Fast

Receive payments faster than ever before, directly through the Federal Reserve’s FedNOW® Service. 1,

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Common Questions About Small Business Interest Checking

Amerant’s Business Interest Checking account is a business account with a high balance that allows you to earn competitive interest rates. It also helps you complete daily business tasks such as paying bills and loans and initiating wires while also giving you easy online access via TreasuryConnectSM for Small Business.

A checking account allows you to have all the regular functions of daily use and a debit card, while a savings account earns interest but isn’t ideal for daily use. A Business interest Checking account earns interest and is also ideal for daily use and business-related functions.

You can easily open your Business Interest Checking account by filling out our contact form or visiting a nearby branch to speak with one of our account managers.

Yes. Deposits up to $250,000 are FDIC-insured.

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Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. SURCHARGE-FREE transactions include cash withdrawals and balance inquiries. To find the closest ATM or Branch location visit us online at amerantbank.com or allpointnetwork.com.

1 For additional fees, please refer to our Schedule of Fees.

2 The interest rate paid on accounts is established at the sole discretion of Amerant Bank and may change at any time. Fees could reduce earnings on account.

4 If account is closed before interest is credited, you will not receive the accrued interest.

5 For information on overdraft fees and overdraft related interest charges refer to our Schedule of Fees.

6 For information on payment clearance policy refer to the Deposit Agreement disclosure section Checks/Negotiable Orders of Withdrawals.

7 Must meet criteria for this service. Please contact a banking specialist to learn more.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

ABA Routing Number:  067010509
SWIFT Code: MNBMUS33