A business owner on a laptop using the rewards from a Business Visa Card.

Business Edition® Visa® Card with Reward Simplicity

Offers cash back on business purchases.

Earn 1.5% cash back2 on every purchase with the Business Edition® Visa® Card with Reward Simplicity. Redeem rewards for cash back, gift cards, travel, and merchandise, and get a $30 bonus (3,000 points) when you spend $600 within the first three billing cycles2 after the account is opened. Designed for businesses, this card offers tools to track spending, categorize expenses, set budgets, and prepare for tax season.

Access Your Account
No annual fee1 and 0% APR1 on purchases and balance transfers for the first 12 billing cycles.
A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make. Minimum monthly payments required.
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Benefits of Business Edition® Visa® Card with Reward Simplicity

Earn Everyday.

Unlimited 1.5% cash back2 on every purchase.

Reward Yourself

Redeem rewards for cash back, gift cards, travel, and merchandise.2

Special Offer

Get a $30 bonus (3,000 points) when you spend $600 in the first three billing cycles.2

Reporting Tools

Categorize expenses, set budgets, manage cash flow, and prepare for tax season.

0% APR1

Applies to purchases and balance transfers for the first 12 billing cycles.

Manage Your Account

Track purchases by all authorized cardholders.

Privacy and Protection

Security monitoring, emergency card replacement, and identity theft services.

Travel Benefits

Get rental car insurance and other perks.

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1 For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the Summary of Credit Terms provided at time of application. All APRs will vary with the market based on the prime rate. For all card products, the following fees are applicable: The APR for cash advances will be a variable 25.24%. The minimum interest charge is $1.75. The transaction fee for cash advances and certain “Cash Equivalent Transactions” is $15 or 5% of the transaction, whichever is greater. The foreign transaction fee is 3% of each transaction in U.S. dollars. Rates are accurate as of June 2021.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details including earning, redemption, expiration, or forfeiture. Your percent back rewards are earned as points.

3 You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your security deposit may not be refundable if your account is in default. See the Deposit Agreement available when you apply for details.

Subject to credit approval.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions, and limitations. A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made unless your new purchases are subject to a 0% interest rate.

Cards are issued by FNBO®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are a registered trademark of Visa International Service Association and used under license.