An international business manager reviewing expenses online with their Amerant Bank business checking account.

International Business Checking Accounts

Our International Business Checking accounts power your global business daily.

International Business Checking Products

International Business Checking

  • Unlimited check writing
  • Overdraft protection with a line of credit and Savings or Money Market account
  • Easy access to your account with online banking and Amerant MobileSM
More Info Learn More

How Amerant International Business Checking Helps You

Flexible Options

Business checking accounts for small and large businesses based on your banking needs.

24/7 Banking

Access account info, pay bills, and more with online and mobile banking.

Fee-Free Transactions

Free transactions at Amerant and partner branches and ATMs.***

Pay Someone—Fast

Send and receive money quickly and securely with Zelle®.3

Overdraft Protection

Coverage through your Amerant savings or money market account or line of credit.

Personal Support

Get the help you need with our automated platform and support specialists.

24/7 Banking On-the-Go

Online Banking

Manage your business and personal accounts together with our online banking system. Pay bills, manage deposits and transfers, send and receive money, lock your debit card, and more.

Amerant MobileSM

With our mobile app, you can pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

TreasuryConnectSM

Amerant TreasuryConnectSM gives you complete control over your business including international and domestic wires, bill pay, and Positive Pay to prevent check fraud. Our version for small businesses offers a simpler platform with similar benefits.

Protecting You and Your Business

An international entrepreneur reviewing Amerant's Business Equipment Finance application on a tablet.

ACCOUNT PROTECTION

We’ve Got You Covered

Went over budget? No problem. With your business checking account, you can set up overdraft protection by linking your Amerant line of credit or savings or money market account.

A business manager reviews their expenses in their international checking account with Amerant Bank Bill Pay.

DIGITAL SECURITY

Easy-to-Use Tools and Alerts

Our online and mobile banking offer tools to keep your money safe including secure log-in, travel alerts, notifications for suspicious activity, and the ability to lock your debit card if it’s lost or stolen.

*** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. SURCHARGE-FREE transactions include cash withdrawals and balance inquiries. To find the closest ATM or Branch location visit us online at amerantbank.com or allpointnetwork.com.

3 Must have a bank account in the U.S. to use Zelle®.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Entities (Corporate or Commercial Accounts W-8BEN-E)– Part 1 of 2. Please follow the links to the W-8BEN-E and Instructions. (You must review, sign, and submit this document along with the Affidavit W-8 Form)
  2. Affidavit W-8 Form for Entities – Part 2 of 2. Please follow the links to the Affidavit W-8 Form and Instructions.
  3. Explanation of Missing Foreign Tax Identifying Number. Form to be completed when customer does not provide a Foreign Tax Identifying Number in the W-8BEN-E form. Please follow the link to the FTIN FORM.
  4. Explanation of US Mailing Address. Please follow the link to the Form
  5. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.