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Digital Services

Digital Services

Building Your Financial Future. Together.

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INTERNATIONAL CHECKING

We got you covered. At home and abroad

International customers have peace of mind knowing that their funds are FDIC-insured up to $250,000. All accounts have fraud protection and any unauthorized debit card transactions are covered.

More About International Personal Checking
A customer uses a mobile phone to Start with Zelle Digital Services from Amerant.

DIGITAL SERVICES

Access your money whenever, wherever

Access your money from anywhere in the world, 24/7 with Online Banking, Mobile Banking, Zelle®, and more convenient digital services.

More About Digital Services

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Get More Benefits from your International Account

An international couple celebrating a new home from a Securities Secured Loan from Amerant Bank.

FDIC-Insured

Funds are FDIC-Insured up to $250,000.

Flexible Banking

Online banking and mobile access to deposit checks, Bill Pay, eBill, e-notifications, e-statements, Zelle®* and more.

Global Experts with Local Roots

Headquartered in Coral Gables, Florida 23 banking centers: 16 South Florida and 7 Houston. 

Locations

Mastercard Debit Card

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Fraud Protection

Zero liability for unauthorized Debit Card transactions.

From Our Blog

News, Trends, and Tips from the Experts

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‘Of Interest’ Blog

Read up on financial education, tips for financial success, community highlights, and more.

Learn More
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Press Releases and Media

Keep up to date with the news from Amerant Bank and our plans for the future.

Read More

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.