Amerant Protection+ with ICS, the IntraFi Cash Service | Access millions in FDIC insurance at network banks. Learn More
A business owner uses Business Checking from Amerant on their mobile phone.

Business Checking

Offering Business Checking accounts to manage your money.

Best for businesses with a low, predictable number of monthly transactions, this checking account makes it easier to manage your money. Enjoy the convenience of online and mobile banking; get overdraft protection with a line of credit or Savings or Money Market account; and make 150 fee-free transactions per statement cycle.*
$10 monthly service fee. Monthly service fee will be waived when you enroll in online statements.
$100
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Advantages of Business Checking

Low Opening Balance

Open an account with just $100.

Overdraft Protection5,6

Get coverage with a line of credit or Savings or Money Market account.

24/7 Banking

View account info, pay bills, set alerts, and more with online and mobile banking.

Fee-Free Transactions

Free transactions at Amerant and partner branches and ATMs.**

FDIC Insured

All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

Receive Payments Fast

Receive payments faster than ever before, directly through the Federal Reserve’s FedNOW® Service. *,

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Questions You May Have About Business Checking. Answered.

Enjoy the benefits of a Business Checking account with just a low opening balance of $100.

Business Checking accounts make it easier for small businesses to manage their money. Amerant’s Business Checking accounts include the convenience of online and mobile banking, overdraft protection with a line of credit or Savings or Money Market account, and allow 150 fee-free transactions per statement cycle.

Yes, there is a monthly service fee of $10. Enroll in online statements to avoid the fee.

Yes. Deposits up to $250,000 are FDIC-insured.

Connect with a
Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

* For additional fees related to these accounts, please refer to our Schedule of Fees.

** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations, and the Allpoint Network at participating retail locations. Surcharge-free transactions include cash withdrawals and balance inquiries. To find the closest ATM or branch, visit us online at amerantbank.com or allpointnetwork.com.

5 For information on overdraft fees and overdraft related interest charges refer to our Schedule of Fees.

6 For information on payment clearance policy refer to the Electronic Funds Transfers Disclosure disclosure section Checks/Negotiable Orders of Withdrawals.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

ABA Routing Number: 067010509
SWIFT Code: MNBMUS33