An international executive meeting with Amerant Bank to open a business account.

International Business Services

Convenient FDIC-Insured accounts designed for international customers.

Benefits of International Business Accounts

Earn Interest

Make your money work for you with tiered, variable, and fixed interest rates.1

24/7 Banking

Access account info, manage transfers, and set up alerts with online and mobile banking.

Mobile Check Deposit

Deposit checks into any savings account directly from your phone.†

FDIC Insured

All Amerant deposit accounts are FDIC insured up to the maximum of $250,000. For deposit accounts greater than $250,000, Amerant provides FDIC Insurance via ICS accounts through IntraFi.

Personal Support

Get the help you need with our automated platform and support specialists 7 days/week.

Go Paperless

Forget about paper statements and sign up for eNotifications whenever your statements are ready.

Let Us Help You Find the Right International Business Services

International Business Checking

  • Unlimited check writing
  • Overdraft protection with a line of credit and Savings or Money Market account
  • Easy access to your account with online banking and Amerant MobileSM
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International Business Savings

  • Build on your savings with a tiered interest rate3
  • View account info, pay bills, set alerts, and more with online banking and Amerant MobileSM
  • Six free transactions per statement cycle2
More Info Learn More

International Money Market

  • Build on your savings with a tiered interest rate2
  • View account info, pay bills, set alerts, and more with online banking and Amerant MobileSM
  • Six free transfers/withdrawals per month
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International Money Market Premium

  • Build on your balance with a tiered interest rate4
  • View account info, pay bills, set alerts, and more with online banking and Amerant MobileSM
  • Six free transactions per statement cycle2
More Info Learn More

Amerant Online BankingSM

  • Get, manage, and pay your bills anytime, anywhere
  • Transfer money between business and personal accounts, lock debit cards if stolen
  • Set transfer limits and travel notices
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Amerant TreasuryConnect SM,1

  • Transfer funds and send domestic and international wires1 and ACH payments
  • Tools to help you track your finances, manage budgets, and prepare for tax season
  • Give access to multiple people in your company
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Amerant Treasury ConnectSM,1 for Small Business

  • Send domestic and international wires1 and pay loans
  • Pay bills, see account activity, and more right from your phone
  • Cancel unprocessed checks or payments
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Business Bill Pay

Fast, easy way to get, manage, and pay your bills online or in our app.

  • Available through TreasuryConnectSM and TreasuryConnectSM for Small Business
  • Set up one-time or recurring payments
  • Have payments taken from your business account
More Info Learn More

Positive Pay Service

  • Minimizes fraud by comparing checks written to those received for payout
  • Choose to pay or return flagged checks via TreasuryConnectSM
  • Available to domestic and international customers
  • Automated fraud detection tool that guards against check fraud
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24/7 Banking On-the-Go

Online Banking

Access account info, manage transfers, and set up alerts with our secure online banking system.

Amerant MobileSM

View account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

† A supported camera-enabled mobile device is required.

** Subject to credit approval and program requirements.

1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before the end of your statement cycle, you will not receive the accrued interest.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Entities (Corporate or Commercial Accounts W-8BEN-E)– Part 1 of 2. Please follow the links to the W-8BEN-E and Instructions. (You must review, sign, and submit this document along with the Affidavit W-8 Form)
  2. Affidavit W-8 Form for Entities – Part 2 of 2. Please follow the links to the Affidavit W-8 Form and Instructions.
  3. Explanation of Missing Foreign Tax Identifying Number. Form to be completed when customer does not provide a Foreign Tax Identifying Number in the W-8BEN-E form. Please follow the link to the FTIN FORM.
  4. Explanation of US Mailing Address. Please follow the link to the Form
  5. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.