An entrepreneur enjoying the benefits of an Amerant Bank Business Money Market account.

Business Money Market

Maximize your potential earnings with a Business Money Market account.

Benefits of Business Money Market Accounts

Apply in Minutes

Easily apply by visiting a nearby branch.

Earn Interest

Make your savings work for you with competitive money market interest rates.

24/7 Banking

Access account info, manage transfers, and set up alerts with online and mobile banking.

Personal Support

Get the help you need with our automated platform and support specialists 7 days a week. 

FDIC Insured

All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

Compare Business Money Market Products

Business Money Market

  • Build on your savings with a tiered interest rate2, 4
  • Write six free checks per statement cycle, and view images online
  • Free transactions at Amerant locations and partner ATMs
More Info Learn More

International Money Market

  • Build on your savings with a tiered interest rate2
  • View account info, pay bills, set alerts, and more with online banking and Amerant MobileSM
  • Six free transfers/withdrawals per month
More Info Learn More

International Money Market Premium

  • Build on your balance with a tiered interest rate4
  • View account info, pay bills, set alerts, and more with online banking and Amerant MobileSM
  • Six free transactions per statement cycle2
More Info Learn More

24/7 Banking On-the-Go

Online Banking

Access account info, manage transfers, and set up alerts with our secure online banking system.

Amerant MobileSM

View account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

Deposit Checks. Instantly.*

Make deposits into your savings account instantly by taking a picture on your phone.

Account Options

An investor reviewing Amerant Bank online money market portfolio.

ACCOUNT OPTIONS

Save and Earn. Together.

Build your business with a savings or money market account. Earn with tiered interest rates (US accounts only), and get six free transactions per statement cycle.

A business manager using Amerant digital services on a laptop.

DIGITAL SECURITY

Easy-to-Use Tools and Alerts

Our online and mobile banking offer tools to keep your savings safe including secure log-in, notifications for suspicious activity, and transfer limits

* Service is only available from a personal account for citizens or resident aliens of the United States (U.S.).

1 The interest rate paid on accounts is established at the sole discretion of Amerant Bank, N.A. and may change at any time. Fees could reduce earnings on account.

2 Federal Regulation limits preauthorized, automatic or telephone agreement transfers to six (6) per statement cycle.

3 If account is closed before interest is credited, you will not receive the accrued interest.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Schedule of Fees.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
  2. In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  3. Explanation of US Mailing Address. Please follow the link to the Form.
  4. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.