A real estate business owner applying for loan services.

Business Loans

Scale your business with loan options designed to enhance
your operations and cashflow.

What can Amerant Business Loans do for You?

Flexible Terms

Lending options and payment plans based on your business’ budget, needs, and goals.1

Local Expertise

Underwriting and processing done by local experts who are equally invested in the community.

Personal Support

Get the help you need with our automated platform and support specialists.

Business Loans Available to You

Owner Occupied Real Estate Loan

  • These loans offer flexible financing to purchase, remodel, expand, or refinance your commercial space
  • Loans start at $100,000
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SBA Loans

  • Loans available for small business customers
  • As a preferred lender, we have faster turnaround times for decisions.
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Term Loans

  • Competitive fixed or variable interest rate
  • Lower monthly payments and up to 10 years to pay the money back
  • Pay for an expansion, equipment, or fixed asset like land or a building
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Working Capital Lines of Credit

  • Money for short-term or seasonal needs
  • Secure the loan with company assets
  • Access funds when you need them
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Secured Working Capital Lines of Credit

  • Money for short-term or seasonal needs
  • Secure the loan with owner-occupied real estate
  • Up to 85% loan-to-value for small businesses 
  • Up to 100% loan-to-value for commercial businesses
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Asset Based Lending

  • Money for short-term or seasonal needs
  • Tailored to you and designed to help your business grow
  • Secure the loan with business assets
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Your Business Loan Questions

Business loans offer flexible financing to purchase, remodel, expand, or refinance your commercial space, money for short-term or seasonal needs, and more.

To apply, you’ll need to provide basic details about you and your business, and a bank connection or bank statements for the past three months.

* All products and services are subject to approval, including credit approval. Some restrictions apply. Maximum line of credit amount of $250,000. Other terms, conditions, fees, and restrictions may apply.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.