Business partners review the benefits from their Amerant Business Savings account.

Business Savings

Business Savings help earn with competitive, tiered interest rates.

Designed to help businesses build and save, this savings account offers a competitive, tiered interest rate2,4, the convenience of 24/7 mobile and online banking, fee-free transactions at Amerant and partner branches and ATMs,1 and six3 withdrawals or transfers per statement cycle.

Open an account with just $100, and avoid the monthly fee by opening a Business Checking account at the same time.
Service fee: $10 per month.

Transaction fee: Account includes up to six withdrawals or transfers per statement cycle;3 $12 per transaction after that.

Ways to avoid monthly service fees: Open a Business Savings and Checking account together.
$100 minimum opening balance.
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Advantages of a Business Savings Account

Low Opening Balance

Open a Business Savings account with just $100.

Earn Interest

Earn on your savings with competitive, tiered interest rates.2,4

Fee-Free Transactions

Free transactions at Amerant and partner branches and ATMs.1

24/7 Banking

Access account info, manage transfers, and set up alerts with online and mobile banking.

Save on Service Fees*

Avoid monthly fees by opening a Business Checking and Savings account together.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

Receive Payments Fast

Receive payments faster than ever before, directly through the Federal Reserve’s FedNOW® Service. *,

24/7 Banking On-the-Go

Online Banking

Access account info, manage transfers, and set up alerts with our secure online banking system.

Amerant MobileSM

View account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

 Learn More

Digital Wallet

A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Questions You May Have About Business Savings Accounts. Answered.

Business savings accounts are generally used for storing money, in order to earn interest. Earn on your savings with competitive, tiered interest rates with Amerant’s Business Savings Accounts.

Yes, avoid monthly fees by opening a Business Checking and Savings account together.

A $100 opening cost is required for Business Savings Accounts.

There are a variety of reasons one may want to open a Business Savings Account in order to save for your business. Small business owners may use Business Savings Accounts for retirement, large purchases, debt, or for building emergency funds.

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Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

* For additional fees, please refer to our Schedule of Fees.

1 Available ATMs include Amerant Bank branch locations, Publix Presto! store locations, and the Allpoint Network at participating retail locations. Surcharge-free transactions include cash withdrawals and balance inquiries. To find the closest ATM or branch, visit us online at amerantbank.com or allpointnetwork.com.

2 The interest rate paid on accounts is established at the sole discretion of Amerant Bank and may change at any time. Fees could reduce earnings on account.

3 Federal regulation limits certain withdrawals out of your account to six per statement cycle. Withdrawals in person at a branch or an ATM are not subject to federal limits.

4 If account is closed before interest is credited, you will not receive the accrued interest.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.